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Recreational Vehicles

RV insurance provides protection if you cause injuries or damages to others, and can also cover the cost of damages to your vehicle if a covered incident occurs. You can choose from a variety of coverages that will differ depending on how you use your vehicle — recreationally or as a full-time residence.

A full, self-propelled RV, for instance, always needs insurance as a vehicle. A pop-up or fifth-wheel camper that is towed by an insured vehicle may not require its own policy. Even in states that require insurance on all campers, generally, only liability coverage is required

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